Privacy Policy

Learn how we collect, use, and protect your data

Last Updated: February 23, 2026

Our Commitment to Your Privacy

FINNOTIA protects your personal information and privacy. This policy explains how we collect, use, and safeguard your data, including information collected through third-party advertising services.

1

Information We Collect

Personal Information:

  • Account: Name, email, phone (optional)
  • Profile: Investment preferences, interests
  • Communication: Support messages
  • Content: Comments, feedback

Auto-Collected:

  • Device: Type, OS, browser, IP address
  • Usage: Pages viewed, time spent, clicks
  • Location: Approximate (IP-based)
  • Cookies: Session, analytics, preferences
  • App Analytics: Crash reports, metrics

📢 Advertising Data:

  • Advertising ID: Google Advertising ID (GAID) for ad personalization
  • Ad Interaction: Ad views, clicks, and engagement data
  • Device Info for Ads: Device model, OS version, screen size for ad serving
  • Ad Preferences: Your ad personalization settings

This data is collected by Google AdMob to serve relevant advertisements. You can opt out of personalized ads in your device settings.

⚠️ What We DON'T Collect:

  • No Financial Data: Bank accounts, cards, UPI
  • No Trading Credentials: Demat, passwords
  • No Government IDs: Aadhaar, PAN, passport
  • No Investment Portfolio: Your holdings
2

How We Use Your Info

We use collected information for:

🎯 Core Services:

  • Create and manage your account
  • Provide IPO analysis & market updates
  • Send notifications about IPO updates
  • Process requests and respond to inquiries

📢 Advertising:

  • Display advertisements through Google AdMob
  • Serve personalized or non-personalized ads based on your preferences
  • Show rewarded video ads for premium feature access
  • Measure ad performance and effectiveness

📊 AI & ML:

  • Improve AI analysis models
  • Personalize content & recommendations
  • Analyze usage patterns
  • Train ML systems (anonymized data)

🔔 Communications:

  • Transactional emails (verification, reset)
  • Push notifications for IPO updates
  • Marketing emails (with consent)
  • Support responses

🛡️ Security:

  • Detect fraud & abuse
  • Protect against security threats
  • Comply with legal obligations
  • Enforce Terms & Conditions
3

Data Storage & Security

🔒 Where We Store:

  • Cloud: Firebase (India), MongoDB (India/Singapore)
  • Residency: Indian data stored in India
  • Backups: Regular encrypted backups

🛡️ Security Measures:

  • Encryption: SSL/TLS, AES-256
  • Access Controls: RBAC, limited employee access
  • Authentication: Secure hashing, optional 2FA
  • Monitoring: 24/7 security, intrusion detection
  • Compliance: IT Act 2000, Security Practices Rules 2011

⚠️ Note: No internet transmission is 100% secure. We continuously work to protect your information.

4

Third-Party Services

We work with the following third-party service providers:

📢 Advertising — Google AdMob:

  • We use Google AdMob to display advertisements in the app
  • AdMob may collect and use your Google Advertising ID (GAID), device information, and ad interaction data to serve relevant ads
  • AdMob may show personalized ads based on your interests, or non-personalized ads based on your settings
  • We display interstitial ads at natural content transitions and rewarded video ads for optional premium features
  • You can opt out of personalized advertising by adjusting your device's ad settings:
    • Android: Settings → Google → Ads → Opt out of Ads Personalization

For more information on how Google uses your data, please review: Google Privacy Policy and How Google Uses Information from Apps

🤖 AI & Analytics:

  • Google Gemini: IPO analysis
  • Perplexity AI: News summarization
  • Google Analytics: User behavior
  • Firebase: App performance & crash reporting

Note: Only anonymized data shared with AI services

☁️ Infrastructure:

  • Firebase: Auth, database, storage, notifications
  • MongoDB Atlas: Database hosting
  • Azure/AWS/Vercel: Web hosting, CDN

📧 Communications:

  • Email service providers
  • SMS gateway for OTP

❌ We DON'T:

  • Sell your personal information to data brokers
  • Share your personal data for purposes unrelated to app functionality
  • Use data for unrelated purposes
  • Share financial or investment data with advertisers
5

Your Privacy Rights

You have the following rights:

📖 Right to Access

Request copy of your data

✏️ Right to Correction

Update inaccurate info

🗑️ Right to Deletion

Request account deletion

📤 Data Portability

Export your data

🚫 Right to Opt-Out

Unsubscribe from emails & personalized ads

⚖️ Right to Object

Object to data processing

How to Exercise Rights:

Contact us at: support@finnotia.com

We'll respond within 30 days

6

Data Retention

We retain your information as needed:

  • Active Account: Until deletion request
  • Activity Logs: 90 days
  • Backups: Up to 180 days
  • Inactive Accounts: Auto-delete after 2 years
  • Ad Interaction Data: Retained by Google per their retention policies
  • Legal Requirements: Retained as per law

Upon Account Deletion:

  • Personal info deleted within 30 days
  • Anonymized data may be retained
  • Some data retained for legal compliance
  • Third-party services (e.g., Google) may retain data per their own policies
7

Cookies & Tracking

We use cookies and similar technologies to improve your experience:

🔑 Essential (Required)

Authentication, security, core functionality

📊 Analytics (Optional)

Understand user interactions via Google Analytics

📢 Advertising (Optional)

Google AdMob uses advertising identifiers to serve and measure ads. You can opt out via device ad settings.

⚙️ Preference (Optional)

Remember settings, personalize experience

Control cookies via browser settings. Disabling may affect functionality.

8

Children's Privacy

🔞 Age Restriction:

FINNOTIA is for users 18+ years. We don't knowingly collect data from minors. Parents, contact us if your child provided info. Advertisements displayed through Google AdMob are not directed at children.

9

International Transfers

We prioritize storing data in India. Some third-party services (including Google AdMob) may process data outside India. We ensure:

  • Compliance with Indian data protection laws
  • Adequate safeguards in place
  • Anonymized data transferred when possible
  • Encryption for all data in transit
10

Policy Changes

We may update this policy. Changes notified via:

  • Email notification
  • In-app notification/banner
  • Updated "Last Modified" date

Continued use = acceptance of updated policy

11

Compliance

This policy complies with:

  • IT Act, 2000 and amendments
  • IT (Security Practices) Rules, 2011
  • SEBI Guidelines (where applicable)
  • DPDP Act, 2023 (when enforced)
  • Google Play Developer Program Policies
  • Google AdMob & AdSense Program Policies

Privacy Questions?

Questions about this Privacy Policy or data handling? Contact us:

Support: support@finnotia.com

Address: FINNOTIA, Mumbai, Maharashtra, India

Effective: February 23, 2026